Racine Dental Group, Caring, Comprehensive dentistry under one roof  

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Finance and Insurance
(If you are a New Patient, make your first visit a stress free one... see.. commonly asked questions)

In order to make payment for your dental services as convenient as possible and maintain the highest standard of comprehensive care, we offer 3 payment options. We will give you and estimate of your total fees, at the onset of your treatment and will update them as needed. All payment arrangements need to be made prior to the start of your treatment.

Option #1: Total payment of the fee at each visit. Since immediate payment reduces our bookkeeping expenses, a five (5) percent courtesy reduction of the fee on the service date will be given, as long as the entire account balance is paid in full. The fees may be paid at each visit with cash, check, Visa, MasterCard and Discover. Patients already paying reduced fees are not eligible for reduction. Patients who have insurance benefits are not eligible for reduction. Patients who have insurance benefits are not eligible for discounts due to insurance fraud.

Option #2: CareCredit - As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment plan. This is a monthly payment plan we offer as a separate dental line of credit to cover you and your family members' dental care needs. Approval only takes a few minutes. There are interest free options as well as low interest extended payment plans. You can make monthly payments as low as 3% of the outstanding balance. There are no annual fees or pre-payment penalties. If CareCredit is your option, you can begin any treatment immediately and spread payments out over time. See complete details below, or contact one of our qualified Patient Account Representatives for more details.

Option #3: In house payment plans are available with a minimum of 1/3 of the fee required as an initial down payment, and the balance payable in three (3) monthly installments. With special arrangements through our Patient Account Representatives, longer contract terms may be available; however processing fees and late payment charges apply as with ay consumer credit. For additional convenience, we can auto-charge each monthly installment on you Visa, MasterCard or Discover card.

As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment plan. CareCredit lets you begin your treatment immediately - then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your dental care treatment today and conveniently pay with low, monthly payments.

Care Credit Icon

CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 to over $25,000.

link to No Interest

    No Interest Payment Plans *

  • 3, 6, & 12 month plan options
  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments

 

 

link to Extended Payment Plan

    Extended Payment Plans *

  • 24, 36, 48, & 60 month plan options
  • For treatment fees from $1,000 to over $25,000
  • See CareCredit Web Site for current interest rate
  • Monthly payments as low as $41 for a $1,500 fee balance

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on  charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!  Apply now or see our staff for more details.  * Click for details.

apply now care credit

If you have insurance benefits, as a courtesy, we will submit a claim on your behalf. A compete patient registration form and/or a copy of the insurance card(s) must be provided by the patient at the first appointment and updated at each additional appointment. Patients must notify our office of any changes with insurance information. It is you responsibility to know your insurance coverage, as you are ultimately responsible for the entire balance. At your request, a pre-treatment estimate form will be submitted to your insurance carrier prior to treatment to obtain an estimate of your insurance benefits. The "estimated" amount not covered by your insurances is payable at the time of service unless other arrangements have ben made.

The cost of dental treatment may be tax deductible and qualify under a cafeteria plan or medical savings account through your place of employment. See your Human Resources representative for details.

 




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